Bridgewater College Scholarships And Financial Aid

Bridgewater College Scholarships And Financial Aid

Bridgewater College Scholarships And Financial Aid

Recognizing that college costs are a legitimate concern to many students, the Bridgewater College commits significant institutional resources for grants and scholarships. To assist as many students as possible, the aggregate of institutional funds for an individual student is restricted to an amount equivalent to tuition and fees and may apply only to semesters taken on campus. Institutional grants and scholarships apply to institutional costs associated with undergraduate enrollment during the academic year and exclude summer school.


The financial aid office coordinates resources provided by the college, as well as state and federal aid programs to provide a substantial and varied program of financial aid. The Bridgewater College gives students more opportunities and more options to empower themselves to strengthen their voice and think of college as a chance to raise the bar and stretch individual knowledge and abilities.



Federal Government Financial Aid

Both returning and new students are required to submit the Free Application for Federal Student Aid (FAFSA) for each academic year no sooner than October 1 and the priority deadline is March 1.


Applications submitted after March 1 will be processed as long as funds are available. The FAFSA is also the approved application for need based institutional and state financial aid programs.


The financial office begins releasing aid packages to prospective students after March 15 on a rolling basis. Returning students receive their aid packages after June 15.


The financial aid office coordinates resources provided by the college, as well as state and federal aid programs to provide a substantial and varied program of financial aid.



Title IV Federal Aid Programs

  1. Federal Perkins Loan—Undergraduate students with exceptional need may be offered Perkins awards of $500 to $2,000 per academic year. Repayment begins nine months after a student drops below half-time status. The interest rate during the repayment period is five percent. Based upon total funds borrowed, the repayment period has a limit of 10 years.


  1. Federal Pell Grant—Authorized under the Higher Education Amendments of 1972, eligible undergraduate students will receive a grant ranging from $606 to $5,920 in the 2017–2018 academic year. Eligibility is tied to the Expected Family Contribution (EFC), which is determined by an analysis of the FAFSA.


  1. Federal Supplemental Educational Opportunity Grant—Under the Higher Education Act of 1965 and subsequent amendments, grant funds are available for the neediest undergraduate students as determined by the EFC. Pell Grant recipients have first priority for these funds. Awards may range from $100 to $1,000.


  1. Federal Work-Study Program—A number of job opportunities are filled by students who meet the provisions of the federally subsidized employment program. Employment is performed under conditions established by federal aid regulations.


  1. Federal Direct Loan—If the analysis of the FAFSA determines that financial need exists and the student is an undergraduate, the student is eligible for a Direct


  1. Subsidized Loan. If no financial need exists or if the student is a graduate student, the student is eligible for a Direct Unsubsidized Loan. The distinction between these categories is in regards to accrual of interest while the student is enrolled on at least a half time basis.


  1. For a Direct Subsidized Loan, the federal government covers interest while the student is enrolled at least half time. For a Direct Unsubsidized Loan, the student borrower must make interest payments while in school or have payments capitalized. Maximum annual loan limits are $5,500 for freshmen, $6,500 for sophomores, $7,500 for juniors and seniors, and $20,500 for graduate students.


  1. Federal PLUS Loan—This program is designed to assist parents of undergraduate students and graduate students in borrowing money to pay for educational expenses. To be eligible for a PLUS loan, the borrower must be creditworthy. The maximum loan is the educational cost of attendance budget less financial aid awarded. Repayment begins within 60 days of final disbursement, unless the borrower requests an in-school deferment.



Federal Aid Return of Title IV Funds

While Bridgewater College has a refund policy for charges, outlined on page 62, a separate policy for federal aid exists as described in the “Return of Title IV Funds” regulations published by the U.S. Department of Education. The amount of aid earned is calculated on a pro rata basis through 60 percent of the payment period.


The amount of unearned Title IV aid is then returned to various Title IV aid programs, including Federal Direct Loan, Federal Perkins Loan, Federal PLUS Loan, Federal Pell Grant, Federal Supplemental Educational Opportunity Grant and other Title IV programs.


If the student has received any assistance from the Title IV funds in the order listed above, the return of funds will go to those specific programs in the order received. After 60 percent of the payment period (academic semester) has been completed, all Title IV funds have been earned and continue to be available for payment against institutional charges.


It is possible for students whose accounts were paid in full at the start of a term to owe payment for the balance of charges after the return of Title IV funds is completed. The withdrawal date for use in this process can begin in several different ways.


The standard procedure begins with the date that the student picks up a withdrawal form from the associate dean for academic affairs, or the date that the student orally or in writing provides an official notification to the institution of their intent to withdraw, can be the valid withdrawal date.


If a student gives no official notification, Bridgewater College has the option of using the midpoint of the payment period or a withdrawal date documented with the student’s attendance at an academically related activity.


Before a student takes any action to withdraw, it would be advantageous to learn the refund policy that the business office will use as well as the implications of any refund of Title IV funds.


Any questions concerning this issue should be addressed to the financial aid office. All questions concerning final resolution of the account balance in the student accounts office should be addressed to the vice president for finance.



Virginia Tuition Assistance Grant

The amount of the Virginia Tuition Assistance Grant (VTAG) is determined by the Virginia General Assembly. For the 2017-2018 academic session, the maximum estimated value of this grant for full-time, undergraduate students domiciled in Virginia is $3,300.


A VTAG award of half of the undergraduate amount is also available to fulltime, graduate students domiciled in Virginia who are enrolled in the graduate athletic training program (CIP Code 51.0913). The VTAG application deadline is July 31, and the application form is available at



Endowed Scholarships

Endowed scholarships are funded through gifts from interested alumni and friends, churches and the income of endowed funds. Each scholarship has select criteria and eligibility requirements associated with it.


Bridgewater College has more than 200 endowed scholarships to award to eligible students. Endowed scholarships generally are available only to returning students.


Institutional grants and scholarships apply to institutional costs associated with undergraduate enrollment during the academic year and exclude summer school.


Full time status is enrollment in a minimum of 12 credit hours for undergraduate students and a minimum of 9 credit hours for graduate students. Selected federal programs can be awarded to students enrolled on a part time basis.


This is a renewable state incentive grant offered to transferees as well as incoming freshmen in said states.



There are 2 kinds of Bridgewater College grants, as follows

  1. Bridgewater College Spoerlein Grant is a renewable government incentive grant offered to freshmen.
  2. Bridgewater College State Incentive Grant is a renewable government incentive grant offered to both transferees and freshmen students.




This blog post updated: April 22 2018



Further reading,


Bridgewater College Virginia Tuition Assistance Grant



Send your application to

Bridgewater College

402 East College Street, Bridgewater, VA 22812

Telephone: 540 828 8000



Telephone: 800 759 8328 or 540 828 5375





Office of the Financial Aid

Telephone: 540 828 5377





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Bridgewater College Student Employment Work-Study Program

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